About Us
Lending built around drivers, not paperwork.
We started New Car Title Loans because most vehicle equity products were designed to trap borrowers in short-term cycles. We build fixed-rate, installment-based title loans with the transparency you'd expect from a bank.
Our principles
- Full disclosure. Every offer includes the APR, monthly payment, term, and total cost. No fine print, no surprise fees.
- Ability to repay. We only fund loans that fit your budget, and we cap loan-to-value at 55% of appraised equity.
- No repossession-first policy. We work with borrowers who fall behind. Repossession is a last resort, not a business model.
- Licensed & regulated. We operate under state consumer lending licenses and follow all applicable disclosure laws.
2014
Year founded
$180M
Funded to date
27
States served
4.8/5
Customer rating
Headquartered in Dallas, TX, with regional appraisal partners nationwide.
Talk to our team →