The Process
How it works
A car title loan is a secured loan against the equity in your vehicle. Here's what to expect from first click to same-day funding.
01
Apply online
Tell us about your vehicle — year, make, model, mileage — and your ID. Takes about 3 minutes and doesn't affect your credit score.
02
Get your appraisal
We assess your car's market value using industry pricing databases and confirm equity, insurance, and title status.
03
Review your offer
Receive a clear, itemized loan agreement: principal, APR, term length, and total cost of the loan. No surprises.
04
Fund & keep driving
Sign digitally, get funds by ACH the same day, and drive off. We securely hold the title until the loan is repaid.
What you'll need
- Government-issued photo ID
- Lien-free vehicle title in your name
- Vehicle registration & valid insurance
- Proof of income or ability to repay
- Proof of residence (utility bill or lease)
- Working phone and email address